The Allied World Casualty division offers Primary Casualty, Excess Casualty and Lead Umbrella coverage with a broad industry appetite targeting a wide range of businesses. Our team can write on an umbrella or follow form excess form in either the lead or high excess position and can write the excess layer over our own primary units.
Please click on a specific product or line of business for more information.
Allied World offers competitively priced insurance coverage and expertise within the Defense Base Act (DBA) and Foreign Voluntary Workers’ Compensation market to meet the unique needs of contractors working outside of the U.S. Our solid finances, commitment to business integrity and dedication to exceptional customer service are just a few of the reasons customers are increasingly seeking partnership with Allied World.
Please note policies do not cover operations within the US.
We will evaluate a contractor’s history working outside of the U.S., taking into consideration country-specific issues (i.e., climate, exposures to natural hazards, civilian safety, etc.) in addition to:
Allied World has partnered with Broadspire, a subsidiary of renowned industry leader Crawford & Company, to provide enhanced claims handling support for DBA coverage.
Doing business in today’s complex global arena, while adhering to applicable Federal Act guidelines, requires a claims management partner that will provide heightened expertise and the necessary geographic footprint. At Broadspire, advanced claims capabilities and local presence provide your employees with a considerable network of medically trained professionals. In addition to grasping local dialects, customs and religious beliefs when managing claims components, Broadspire also understands local laws and protocols pertaining to medical care. Engaged from the time a claim is reported, Broadspire promptly coordinates appropriate medical care – including emergency transportation – regardless of where a work-related injury occurs.
Though many companies offer excess casualty insurance, Allied World provides comprehensive coverage and a great deal more. We take a personalized approach with every client because “one size fits all” simply does not work in this day and age. Our expert underwriters craft coverage for the unique exposures of each firm, and we work together on every policy we issue to make sure there are no gaps or costly overlaps. An innovative risk management service with 24/7 crisis management support is also included at no additional cost for lead umbrella policyholders.
It is important to know that your provider is financially solid and will be there when you need them. While the marketplace remains in flux, Allied World maintains a disciplined business approach with a solid, conservative balance sheet and an “A” (Excellent) rating from A.M. Best.
Allied World offers Lead Umbrella coverage with limits of up to $25M per policy. With a broad industry appetite, we are open to most classifications of business. We will leverage our specialized expertise and industry guidelines to develop customized coverage for each insured. Target industries include: construction, public entity, real estate, service industries, healthcare, sports & entertainment, higher education, religious institutions, mercantile retailers, light/moderate chemical manufacturing and manufacturers.
Allied World offers Strategic Response®– a complimentary service for lead umbrella policyholders that makes it easier to maneuver through a catastrophic event. Every policyholder is provided with a toll-free crisis hotline to access professional crisis management resources in the event of a catastrophe. Our Strategic Response team is available to help policyholders manage the situation and mitigate the damage.
Our dedicated Construction group is capable of offering General Liability and Commercial Automobile Liability coverage for the largest and most complex commercial, civil and industrial projects throughout the US.
We provide coverage for Construction Practice Programs, Wrap-Ups, CCIPs/ OCIPs, Rolling Programs, Project Specific Programs, Owners Interest OCPs and RRPs.
As the trend of globalization continues, many US based corporations are maintaining networks of operations that take place outside of the US, and these companies will increasingly face global exposures and find themselves in need of protection from general/public liability risks. With its Primary Foreign Casualty product Allied World has created a flexible solution for multinational organizations based in the US, providing locally compliant policy options that offer best-in-class risk transfer that is fully aligned with local legislation, customs and regulation.
In partnership with AON Risk Services and Broadspire® (a Crawford Company), Allied World was awarded the sole source DBA insurance contract for the United States Agency for International Development (USAID) effective March 1, 2010. This award shows our deep commitment to providing DBA insurance and world class customer service to contractors operating around the world. We continue to focus our efforts on growing our DBA and Foreign Voluntary Workers Compensation business while providing customized service solutions to all of our contractors requiring assistance in these very specialized lines of business.
1. What is needed from the contractor when an injury or fatality occurs?
Employer information – Incident report, hire date, wage information, employee ID, supervisor name and contact information, supervisor statement, witness statements, police or military reports of incident, media reports of incident.
Claimant information – For Death – birth and death certificate, marriage certificate (if applicable), widow ID, family contact information, banking information for widow, beneficiary information (birth certificates, IDs), if previously married divorce decree or ID of the additional beneficiaries.
For Injuries – passport, banking information, statement, medical information along with provider information including phone and address.
Claims Reporting – AT&T supported toll-free Domestic and International number:+1 877 217 0665
Direct: +1 813 579 2178
nol@choosebroadspire.com
2. How to establish a direct pay program by Broadspire for employer designated medical facilities.
Broadspire simply needs the name and location of the clinic. They will contact the clinic to set up a direct pay program (not applicable everywhere, varies depending upon the institution).
3. Process for requesting contractor reimbursement from Broadspire when the contractor has paid for the medical care, transportation and other related expenses.
The employer should send all bills to the following contacts at Broadspire:
Donald Gholson
Ricardo Fuentes
To download forms from the Department of Labor click here.