Europe & UK – Fine Art & Specie

Allied World’s Fine Art & Specie team has over twenty-five years of experience working closely with a wide range of clients from private individuals and specialist institutions to corporations and multinational organisations. As such, our underwriters have collaborated with some of the largest art collectors, dealers, museums, jewellers, diamond dealers and bullion/cash in transit companies around the globe.

Target classes

Fine Art:

  • Private and Corporate Collections
  • Museums & Exhibitions
  • Art Galleries and Antique Dealers
  • Artists, Restorers and Conservators
  • Memorabilia
  • Auction Houses
  • Fine Wine; Classic Cars
  • Private Jewellery and Watches
  • Musical Instruments
  • Rare Books and Maps
  • Fine Art Packers and Shippers

General Specie:

  • Precious Stones, Metals, Coins and Bullion
  • Bank vault/Storage risks
  • Valuable Papers
  • Diamond/Gold and Platinum mines
  • Stamps and Coins
  • Precious Metals Refiners

Cash in Transit:

  • Financial Institutions/Banks
  • Armoured Car Companies
  • Travellers Cheques/Cheque Cashers

Jewellers’ Block:

  • Diamond Dealers, Wholesale, Manufacturing and Retail Jewellers
  • Pawnbrokers
  • Associated luxury goods, including leather goods, fragrances and porcelain


  • Company Market and Lloyd’s Syndicate 2232 capacity of up to $50M or local equivalent currency (direct and facultative basis)

Key coverage

  • Broad, flexible cover based on an in-depth understanding of our clients’ needs
  • Support either London Market standard wordings or broker-specific wordings
  • Capability to write both Primary and Excess layers
  • Includes all risk of physical loss or damage coverage whilst at permanent locations, temporary locations, on loan, in storage and in transit
  • Exhibition coverage on a ‘nail to nail’ basis
  • Automatic acquisitions and increased value coverage
  • ‘Current Market Value’ and ‘Agreed Value’ valuations
  • Depreciation in value following damage
  • Defective Title coverage