Singapore – SME Solutions

We understand that, as a SME business owner, you operate in a tough and changing environment. We also recognize that no two companies are the same. That is why, we provide bespoke SME insurance solutions to best meet the needs of your business.

Key Benefits

Protect Your Assets
- Physical loss or damage to stock and equipment
- Against fire, theft and accidental damage
- Loss of money either on the premises or in transit
Protect Business Operations
- In the event of a total closure of your business
- From legal liability to third parties for property damage or personal injury
- Covers customers’ medical fees in the event of food poisoning
Protect Your Employees
- Compensation payable to employees for accidental injuries or death
- Defence costs for employee work injury claims

At Allied World we offer a range of products and services to protect small and medium sized businesses.

All Risks

Coverage on your business assets such as stock, equipment, furniture, furnishings, fixtures and fittings while at your premises against accidental physical loss or damage

Consequential Loss

Reimbursement of an insured amount for each day that your business is interrupted up to a maximum of 150 days after one day of suspension of your business

Money

Protects money stolen during business hours and money kept in a locked drawer, cash register, safe in the premises or whilst in transit anywhere in Singapore

Plate Glass

Coverage on the plate glass (including lettering and ornament) at your premises against breakage or damage

Work Injury Compensation

Protects you from your legal liability to your employees for a Work Injury Compensation Act claim if they suffer accidental death or injury during the course of their employment. Defence costs in respect of such a claim

Public Liability

Legal liability coverage for accidental bodily injury or property damage caused to third parties within Singapore

Fidelity Guarantee

Covers you against direct pecuniary loss arising from any fraudulent act or dishonesty by your employees

Personal Accident

Covers you from death or permanent disability caused by violent, accidental, external and visible means in Singapore

Industry Focus - Protector Plus Package Solution

Clinics

Business Protector Plus – Clinics, is especially designed for medical, dental and even traditional Chinese medical clinics, offering comprehensive covers to protect your business.
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Education

It is important that child care centres, kindergartens, nurseries, enrichment or learning centres provide a safe environment for students, teachers and visitors. Business Protector Plus – Education offers comprehensive covers for such services, including playgroups, before and after school care and special interest classes like tuition, language, art and dancing.
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Food & Beverage

Running a restaurant or other food service business exposes you to a unique set of risks. Whether it’s a fire in the kitchen, an employee slipping on a wet floor, or claims by customers due to food contamination, you need to make sure you are covered for any possibility. With Business Protector Plus – Catering, you may protect your business with comprehensive coverage for loss, damage, theft, liability or interruption to service.
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Food Supply

For a food supply business, preserving the integrity of stock is of utmost importance. Business Protector Plus – Food Supply is tailored to provide insurance coverage to the food supply industry, offering a range of cover for equipment damage, and stock stored on-site.
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Light Industrial

In the light industrial sector, any disruption to equipment or machinery could be very costly. Business Protector Plus – Light Industrial offers a range of protection against unforeseen situations such as machinery damage or business interruptions, giving you support as you get everything back up and running.
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Office

If something happens to your office – like a fire, robbery or system failure – it could seriously affect your business. With Business Protector Plus – Office, you’ll enjoy comprehensive covers for your office contents, giving you peace of mind every time you lock up for the day.
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Retail & Service

In the dynamic retail landscape, potential hazards like property damage, theft or liability claims may cause significant loss to your business. Business Protector Plus – Retail & Services aims to protect you from unforeseen business disruptions by providing, a range of cover including protection for cash kept in your store, employees compensation, damage to property and/or equipment, as well as third party liabilities.
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Wholesale

Managing a supply chain can be complicated and unforeseen events may jeopardize your operations and financial stability. Business Protector Plus – Wholesale aims to give you peace of mind by providing a range of cover for your stock both in storage and in transit.
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Cheerful Asian woman serving fresh baking from the display cabinet

Bespoke SME Insurance Solution

Our SME insurance provides customisable solutions to suit the various insurance needs of your business. For information about our SME Business 360 solution, download our latest brochure.

Contact Us

For details, contact your servicing insurance broker, agents or our customer service by phoning 6423 0888 or sending us an email sg.customerservice@awac.com.

Intermediaries Portal

If you are an Allied World intermediary, click on the button below to access our portal.

More Products

Learn more about other insurance products at Allied World.