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SME Insurance Solutions

We understand that, as a SME business owner, you operate in a tough and changing environment. We also recognize that no two companies are the same. That is why, we provide bespoke SME insurance solutions to best meet the needs of your business.

Key Benefits

  • Protect Your Assets
    • Physical loss or damage to stock and equipment
    • Against fire, theft and accidental damage
    • Loss of money either on the premises or in transit
  • Protect Business Operations
    • In the event of a total closure of your business
    • From legal liability to third parties for property damage or personal injury
    • Covers customers’ medical fees in the event of food poisoning
  • Protect Your Employees
    • Compensation payable to employees for accidental injuries or death
    • Defence costs for employee work injury claims

At Allied World we offer a range of products and services to protect small and medium sized businesses.

Industry Focus - Protector Plus Package Solution

  • Clinics

    If you own a clinic or a TCM clinic, you know the costs of doing business are high. Business Protector Plus - Clinics, is especially designed for medical clinics, dental clinics, specialist clinics, TCM clinics and medical halls with TCM, offering comprehensive cover to protect your business and cash flow.

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  • Education

    As a child care centre, kindergarten, nursery, or enrichment centre, it is important that you provide a safe, comfortable environment in which children can learn. Business Protector Plus - Education offers comprehensive cover for such services, including playgroup, before and after school care and education class like tuition, language, drama and dancing. It allows you to maintain your reputation, remain profitable and to continue teaching many more children in the years to come.

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  • Food & Beverage

    Running a restaurant or other food service business brings with it a unique set of risks. Whether it’s a fire in the kitchen, an employee slipping on a wet floor, or claims by customers due to food contamination, you need to make sure you are covered for any possibility. With Business Protector Plus - Food & Beverage, you get to protect your cash flow with comprehensive coverage for loss, damage, theft, liability or interruption to service.

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  • Food Supply

    In the food supply industry, keeping food fresh from the supplier to the consumer is of paramount importance. All it takes is a broken freezer to ruin your stock and destroy up your bottom line. With Business Protector Plus - Food Supply, you’ll enjoy comprehensive cover including equipment as well as any stock stored on-site, giving you peace of mind in the running your business.

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  • Light Industrial

    If your business manufactures and assembles electronic or electrical appliances/parts, uses industrial machinery or specialises in metal precision engineering, printing or publishing, you’ll understand the importance of having protection your business can rely on. Business Protector Plus - Light Industrial, covers you for unforeseen situations, such as loss or damage to your equipment, machinery, stock, furniture and fixtures, so if anything does go wrong, you can get back up and running as soon as possible.

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  • Office

    Your office is the hub of your business. And in the unlikely event something happens to it – like a fire, robbery or system failure – it could seriously affect your cashflow. Don’t take the risk. With Business Protector Plus - Office, you’ll enjoy comprehensive cover for your office contents as well as money stored on-site, giving you peace of mind every time you lock up for the day.

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  • Retail & Service

    Mitigating risk is a tricky task when you’re dealing with an entire supply chain. And if something happens – stock is lost, damaged or stolen – it can be expensive to replace it all. Your retail store is an important source of revenue, so when damage or loss means you need to close your business, you could lose both your daily income and regular customers. You need to be back up and running as soon as possible with minimal disruption, which is where our Business Protector Plus - Retail & Services comes in.

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  • Wholesale

    Mitigating risk is a tricky task when you’re dealing with an entire supply chain. And if something happens – stock is lost, damaged or stolen – it can be expensive to replace it all. Make your life simple with Business Protector Plus - Wholesale, which provides comprehensive cover both in your warehouse and on the move. With Business Protector Plus - Food Supply, you’ll enjoy comprehensive cover including equipment as well as any stock stored on-site, giving you peace of mind in the running your business.

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Cheerful Asian woman serving fresh baking from the display cabinet

Bespoke SME Insurance Solution

Cheerful Asian woman serving fresh baking from the display cabinet

Our SME insurance provides customisable solutions to suit the various insurance needs of your business. For information about our SME Business 360 solution, download our latest brochure.

Download the Brochure

Contact Us

For details, contact your servicing insurance broker, agents or our customer service by phoning 6423 0888 or emailing our team Sg.customerservice@awac.com.

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Risk Management Tools

Our Risk Management team has put together a range of resources to support businesses to better manage their risk.

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More Products

Learn more about other insurance products at Allied World.

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Proposal Forms

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Download the Business Protector Plus proposal forms to sign up.
Clinic 
Education
Food & Beverage
Food Supply
Light Industrial
Office
Retail & Service
Wholesale