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Hong Kong – SME

Allied World offers a comprehensive suite of insurance solutions to help you protect your small business. We take a fresh approach and recognize that no two companies are the same. That is why, as a boutique service provider, we work with our partners to tailor solutions to best meet the individual needs of our customers – whether it be general insurance or protecting your commercial motor fleet.

Key Benefits

Allied World offers Small and Medium Enterprise (SME) business packages designed to cover insurance needs for different types of business and trades across a wide range of industry segments. Our proposition is quite simply based around understanding what our customers want, developing a tailored solution, and then delivering it at the highest quality.

  • Tailored Solutions

    We develop tailored solutions to support your business needs.

  • Cost Savings

    We provide quality solutions that allow you to save time and money.

  • Great Customer Service

    We understand what our customers want and support you to ensure you have the protection you need.

INDUSTRY FOCUS – PROTECTOR PLUS PACKAGE SOLUTION

  • Salon or Beauty Services

    With Business Protector Plus – Beauty & Salon, you may enjoy comprehensive cover for your equipment, liability to your customer and employees.

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  • Catering

    Running a restaurant or other food service business exposes you to an unique set of risks. Whether it’s a fire in the kitchen, an employee slipping on a wet floor or claims by customers due to food contamination, you need to make sure you are covered for any possibility. With Business Protector Plus – Catering, you may protect your business with comprehensive coverage for loss, damage, theft, liability or interruption to Business.

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  • Clinics

    Business Protector Plus – Clinics, is especially designed for medical, dental and even traditional Chinese medical clinics, offering comprehensive covers to protect your business.

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  • Education

    It is important that child care centres, kindergartens, nurseries, enrichment or learning centres, provide a safe environment for students, teachers and visitors. Business Protector Plus – Education offers comprehensive covers for such services, including playgroups, before and after school care and special interest classes like tuition, language, art and dancing.

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  • Office

    If something happens to your office – like a fire, robbery or system failure – it could seriously affect your business. With Business Protector Plus – Office, you’ll enjoy comprehensive covers for your office contents, giving you peace of mind every time you lock up for the day.

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  • Shop

    Fire and smoke, water damage from rainstorm and typhoon, burst of pipes and theft may cause significant loss to your business premises. With Business Protector Plus – Shop, you may enjoy comprehensive cover for your shop contents and interruption of your business.

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At Allied World, we offer a range of solutions to protect SMEs from risks. Our one-stop solutions for offices and shops allow SMEs to grow with confidence.

360 Renovation Insurance
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  • Material Damage
  • Liability to Third Party
  • Employees’ Compensation
Commercial Fleet
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Covers against third party liability under the Motor Ordinance, and loss of or damage to the insured motor vehicle for comprehensive coverage.

Event Public Liability
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Allied World’s Event Public Liability Insurance is designed to protect businesses which are involved in organising and managing events in Hong Kong, no matter their event size. Whether you are the event organiser or an event service provider, it’s important to cover your legal liability for any accidental injury to third parties and accidental damage to the property of third parties, in connection with the event.

Key Benefits:

  • Enhanced coverage* including:
    • Care, Custody and Control Extension
    • Cross Liability Clause
    • Event Attendees’ Personal Effects
    • Extension to Cover Principal’s Property
    • Fire and Explosion Legal Liability Clause
    • First Aid Clause
    • Food Poisoning
    • Host Liquor Liability
    • Loading & Unloading of Vehicles
    • Non-Owner & Hired Automobile Liability
    • Waiver of Subrogation
  • Provides protection for events with up to 8,000 attendees
  • Obtain instant coverage for a wide range of events

*Subject to applicable sub-limits & deductibles