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Personal Lines

Allied World offers a comprehensive suite of personal line products supported by superior underwriting and claims services. We take a fresh approach and recognize that no two companies, partnerships or risk events are the same. We work with our partners to tailor solutions to best meet the individual needs of our customers.

Key Benefits

  • Tailored Solutions

    We develop tailored solutions to support your business needs.

  • High Quality

    We provide quality solutions that allow you to save time and money.

  • Great Customer Service

    We understand what our customers want and support you to ensure you have the protection you need.

At Allied World, we offer a range of solutions to protect SMEs from risks. Our one-stop solutions for offices and shops allow SMEs to grow with confidence.

Domestic Helper

MaidGuard

MaidGuard is a unique insurance plan which provides full protection and benefits to you and your domestic helper. Whilst covering your legal liabilities as an employer, our comprehensive plan protects you from any unexpected expenses that may incur. Together with our hassle-free network out-patient benefits, you can totally relax at home and enjoy the peace of mind. Enrol NOW for exclusive discount coupons.

Distinctive features
In-patient cover up to HK$80,000
Up to 25 FREE general physician consultations at designated panel doctors
Free of claim procedures for out-patient visits
FREE personal accident cover of HK$150,000
Two-year plan with EXTRA premium discount
Free 24-hour assistance hotline service
Specially designed medical expenses benefit to cover bodily injury of your family members
Privilege rate for health check-up and flu vaccination (Plan III only)
Care-free access to out-patient treatment

Our out-patient network benefits bring you one of the most ideal solutions for general medical consultation, with access to specialist treatment and physiotherapy. On presentation of our medical card, the insured domestic helper will receive medical services from nearly 500 panel doctors* throughout Hong Kong, without the need to seek reimbursement or submit a claim form. It’s simple and convenient just click here – Search Out-Patient Network 

Three levels of coverage to suit your needs

We offer three different levels of coverage for you to choose from. If you select our two-year plan, you can enjoy EXTRA premium discount for a one-time payment for a two-year contract, as well as saving you the trouble of renewing the insurance plan every year.

All-round protection for extra peace of mind

Our plan protects not only your domestic helper, but also you and your family. Our Fidelity protection covers your loss due to the dishonest act of your domestic helper. Medical expenses cover the bodily injury expenses of your children caused by the domestic helper’s intentional act.

Many additional benefits

You can enjoy the following extra privileges once enrolled in Plan III:

Privilege rate at HK$670 for health check-up
Privilege rate at HK$240 for flu vaccination

These programmes are provided by designated service providers and subject to change without prior notice.

Family Personal Accident

FamilyGuard

Accidents are a part of life. You never know when an accident happens whether you and your family members are at home, school, work or travelling. With FamilyGuard, you are protected from the financial consequences of accidents in the event of death, injuries and disablement. It is tailored to provide comprehensive cover, ensuring the financial security and peace of mind for not only you, but also your family.

Distinctive features
Accidental death and permanent disablement up to HK$2,000,000
Hospital cash up to HK$600 per day
Accidental medical expenses include Chinese bone-setting and acupuncture treatment
Special cover for coma, disfigurement and scarring of the face and education fund
Protection includes terrorism and war whilst overseas travelling interest-free monthly payment with premium as low as HK$64 per month
Flexible and comprehensive family cover

FamilyGuard is an annual insurance that gives you the flexibility to include the cover for your spouse and your dependant children in one policy.

Double indemnity for accidental loss

A double benefit amount up to the total of HK$2,000,000 will be given out in the event of death or permanent disablement due to an accident in a public common carrier or an armed robbery.

Simple flat rates for all occupations

Unlike other accident insurance plans, FamilyGuard charges at rates for all occupations accepted by us. It gives you the convenience in budgeting the premium required for your selected benefit level, yet enjoying the same extensive cover.

Cooling-off period

Our care for customer rights protection allows you to enjoy a cooling-o period of 15 days for free. If you have changed your decision of purchasing this insurance plan, you could choose to terminate your policy within the period and obtain a full refund provided that no claim is incurred.

Golf

GolfGuard

Allied World’s worldwide comprehensive golf insurance plan is designed to make your golf even more enjoyable and relaxing. Knowing that you will be covered for personal injury, loss or damage to your golfing equipment and personal effects, as well as for any liabilities you may incur, means you can concentrate on playing at your best. Even achieving a hole-in-one won’t leave you out of pocket, we will reimburse your celebration spending on the spot!

Products

  • Domestic Helper

    MaidGuard MaidGuard is a unique insurance plan which provides full protection and benefits to you and your domestic helper. Whilst covering your legal liabilities as an employer, our comprehensive plan protects you from any unexpected expenses that may incur. Together with our hassle-free network out-patient benefits, you can totally relax at home and enjoy the peace of mind. Enrol NOW for exclusive discount coupons. Distinctive features In-patient cover up to HK$80,000 Up to 25 FREE general physician consultations at designated panel doctors Free of claim procedures for out-patient visits FREE personal accident cover of HK$150,000 Two-year plan with EXTRA premium discount Free 24-hour assistance hotline service Specially designed medical expenses benefit to cover bodily injury of your family members Privilege rate for health check-up and flu vaccination (Plan III only) Care-free access to out-patient treatment Our out-patient network benefits bring you one of the most ideal solutions for general medical consultation, with access to specialist treatment and physiotherapy. On presentation of our medical card, the insured domestic helper will receive medical services from nearly 500 panel doctors* throughout Hong Kong, without the need to seek reimbursement or submit a claim form. It’s simple and convenient just click here - Search Out-Patient Network  Three levels of coverage to suit your needs We offer three different levels of coverage for you to choose from. If you select our two-year plan, you can enjoy EXTRA premium discount for a one-time payment for a two-year contract, as well as saving you the trouble of renewing the insurance plan every year. All-round protection for extra peace of mind Our plan protects not only your domestic helper, but also you and your family. Our Fidelity protection covers your loss due to the dishonest act of your domestic helper. Medical expenses cover the bodily injury expenses of your children caused by the domestic helper’s intentional act. Many additional benefits You can enjoy the following extra privileges once enrolled in Plan III: Privilege rate at HK$670 for health check-up Privilege rate at HK$240 for flu vaccination These programmes are provided by designated service providers and subject to change without prior notice.

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  • Family Personal Accident

    FamilyGuard Accidents are a part of life. You never know when an accident happens whether you and your family members are at home, school, work or travelling. With FamilyGuard, you are protected from the financial consequences of accidents in the event of death, injuries and disablement. It is tailored to provide comprehensive cover, ensuring the financial security and peace of mind for not only you, but also your family. Distinctive features Accidental death and permanent disablement up to HK$2,000,000 Hospital cash up to HK$600 per day Accidental medical expenses include Chinese bone-setting and acupuncture treatment Special cover for coma, disfigurement and scarring of the face and education fund Protection includes terrorism and war whilst overseas travelling interest-free monthly payment with premium as low as HK$64 per month Flexible and comprehensive family cover FamilyGuard is an annual insurance that gives you the flexibility to include the cover for your spouse and your dependant children in one policy. Double indemnity for accidental loss A double benefit amount up to the total of HK$2,000,000 will be given out in the event of death or permanent disablement due to an accident in a public common carrier or an armed robbery. Simple flat rates for all occupations Unlike other accident insurance plans, FamilyGuard charges at rates for all occupations accepted by us. It gives you the convenience in budgeting the premium required for your selected benefit level, yet enjoying the same extensive cover. Cooling-off period Our care for customer rights protection allows you to enjoy a cooling-o period of 15 days for free. If you have changed your decision of purchasing this insurance plan, you could choose to terminate your policy within the period and obtain a full refund provided that no claim is incurred.

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