Allied World offers a comprehensive suite of personal line products supported by superior underwriting and claims services. We take a fresh approach and recognize that no two companies, partnerships or risk events are the same. We work with our partners to tailor solutions to best meet the individual needs of our customers.
Singapore – Personal Lines
Home Insurance
Allied World Home ProtectorSM
Allied World Home ProtectorSM 360 and Allied World Home ProtectorSM Basic plans cover more than just your Home and Contents. Both home insurance plans provide protection for you and your family as well, whether you are a homeowner or as a tenant.
Covers your home
- Building extended to cover renovation, interior structure,fixtures and fittings
- Home contents
- Loss of rent or reasonable alternative accommodation
- Emergency entry
- Removal of debris
- Architects’ or Surveyors’ fees
- Cash relief following home rendered as uninhabitable
- Home cleaning following flood
- Cover for contents stored at professional storage service
- Loss or damages due to home moving within Singapore
- Accidental breakage of fixed glass
- Spoilage of food in refrigerator
Covers your belongings
- Personal effects
- Personal portable electronic devices
- Personal valuables
- Personal documents
- Loss of money
- ATM or credit card fraud
- Pedal cycle
- Replacement of keys, locks and security systems
- Includes cover on domestic servant’s property
Protection for your family
- Personal accident benefit covering death and disablement
- Covers for outstanding loan in the event of accidental death or disablement
- Medical reimbursement due to accident
- Hospital cash due to accidental injury
- Accidental death or theft of domestic pets
- Personal Liability or Tenant’s Liability
- Premium waiver for 5 years
Claims services you can trust
- Claims are directly handled by an independent, professional
- Loss Adjuster
- No discharge is required on claims for amounts under S$5,000 (non-recovery claims)
- Claims hotline available 7 days a week
- Home Assistance Hotline available 24 hours a day
Personal Accident
Personal Accident Protector
Personal Accident Protector is the ideal accident protection plan for you and your family. You have the option of four plans and two enhanced options to mix so you can get the best match to suit your needs.
Key Features
- Children (unlimited) insured for free
- Enhanced benefits to complement your basic plan
- Coverage for medical report charges
- Enhanced TCM coverage
- Enhanced accidental medical reimbursement coverage
- Emergency medical evacuation & repatriation
- Daily hospital allowance
- Lifestyle benefit
- Cover your participation in recreation sports
- Cover up to 22 different benefits
- No Claim bonus up to 25% of the original sum insured
- 24 hours worldwide coverage
- Terrorism covered
- Scarring & disfigurement of the face
- Parent shield
- Rehabilitation and bereavement counselling
- Credit Card indemnity
- Reservist training during peacetime
Persons Eligible: If you are residing in Singapore and between the age of 18 to 65 years.
Travel Protector Individuals
Travel Protector
Go beyond borders with full protection! Whether you are an adventure seeker or planning for family trips overseas, stay protected with Allied World’s Travel Protector in the new normal. Our comprehensive plan covers you against inconveniences such as baggage loss, trip cancellation, medical emergencies, and now with option to add on COVID-19 cover!
Key COVID-19 Coverage Enhancements
- Protection from expenses incurred when your trip is disrupted due to COVID-19
- Additional cover for medical expenses and hospitalisation as a result of infection by COVID-19 while overseas
- A daily allowance payable when you’re quarantined overseas
- Covers emergency medical evacuation and repatriation costs
Other Great Features include:
- Protection for a wide range of activities such as scuba diving, trekking, bungee jumping, hang gliding, tandem parachuting and skiing
- Receive up to $1,000,000 in Personal Accident benefit on public transport
- Up to $500,000 in Overseas Medical Expenses
- Coverage for travel cancellation due to insolvency of licensed travel agency
- Includes all types of travel including day trips to Malaysia or Indonesia
- Convenience for purchase of Group policy for multiple individuals
- Full terrorism coverage (including Nuclear, Chemical & Biological means)
- Unlimited emergency medical evacuation and repatriation coverage
- 24-hour FREE world wide emergency assistance
- Passive War Coverage
For more details, please refer to our Travel Protector brochure in the Resources section or contact your Allied World representative.