Europe & UK – Construction & Engineering

As the global economy develops, companies are once again expanding their operations. Major construction projects provide a multitude of on-site and off-site risks and delays in completion can have expensive consequences. Our construction policies protect against the cost of physical loss or damage to building works, contract materials and equipment involved in onshore construction projects. In addition, we provide third party liability cover and advance loss of profit coverage.

Our dedicated underwriting team possesses the technical expertise, multi-lingual capabilities and breadth of knowledge necessary to mitigate the specialty risks associated with major construction and erection projects. At Allied World we pride ourselves on offering exceptional client support by being a committed and long-term insurance provider and partner.

Key coverage

  • Erection All Risks (EAR)
  • Contractors All Risks (CAR)
  • Third Party Liability (TPL) in conjunction with C/EAR cover
  • Advance Loss of Profit (ALoP) in conjunction with C/EAR cover

Target classes

Erection All Risks (EAR)

  • Power generation and transmission and utilities
  • Oil, gas and petrochemicals
  • Chemical and pharmaceutical plants
  • Mining (processing) and mineral extraction
  • Manufacturing and process industries (e.g. automobiles, electronics and semiconductors, food and beverage, metals production and refining)
  • Infrastructure projects

Contractors All Risks (CAR)– Building Construction

  • Residential
  • Commercial
  • Government
  • Industrial

Contractors All Risks (CAR)– Civil works

  • Roadways, bridges, railways and tunnels
  • Power transmission and distribution
  • Pipelines and storage tanks
  • Water and wastewater distribution
  • Dams, canals and irrigation
  • Telecommunications networks
  • Mining (above ground)


  • Capacity of up to US $100M (or local currency equivalent) on a PML basis


We underwrite single and multi-site accounts produced in London or Continental Europe. These accounts have project locations predominantly in Europe, Asia, Africa, Middle East and Latin America, however project locations in North America will be considered if they are deemed highly-technical i.e. power plants; large civil infrastructure or if part of a non-North American client portfolio. Risk Appetite for US based projects