Europe + UK – Accident & Health

We offer international accident, sickness, medical and travel insurance solutions, giving protection to small and medium sized businesses and affinity groups across a broad range of trades and occupational classes.

Distributing products through our trusted network of partners, intermediaries and the broking community, we favour high volume distribution with a personalised approach to underwriting service and product design where we listen to what our partners want and incorporate their insight and experience, to meet the needs of the insured.

Key Products

Our group products include:

  • Personal accident and sickness including accidental death and disability
  • Medical expense for those travelling outside of their home country or country of permanent residence
  • Business travel

We have the ability to:

  • Create enhanced customer value by combining our A&H products with our partner’s core products and services
  • Combine with other coverages underwritten by our specialist colleagues:
  • – General Liability
    – Healthcare
    – Employers Liability
    – Bespoke

Target Classes

Small and medium sized businesses and affinity groups including, but not limited to:

  • Associations
  • Clubs
  • Societies
  • Amateur sports teams
  • Educational institutions such as colleges and universities
  • Exchange groups
  • Cultural programmes
  • Financial institutions


Company Market

  • Any one person up to $3M
  • Any one accumulation/event up to $10M


Our primary focus is European domiciled risks, but we can consider worldwide opportunities. The team will tailor the product and cover according to local distribution, market conditions
and regulatory environment.